
If you’re eligible for a Clover Capital, we’ll send you an invitation via email.
The email invitation we send you presents you with three pre-approved advance amounts to choose from.
To complete your application, you’ll need to submit a few pieces of documentation. Approval typically takes 1-2 business days.
Payments are a fixed percentage of sales, not a fixed amount: the daily percentage withheld ranges between 10% and 20%. This means your payments are higher when sales are strong and lower when sales are slow. Applying for more capital is even easier once your business establishes consistent repayment history.
"Being a small business owner, it's hard to find a company/sales rep that is willing to go the extra mile. TJ worked with us patiently as we gathered up our paperwork and numbers so he could work his magic. Never once feeling pressured, we were more than happy to be partners with he and his team. TJ has a quick response time and makes sure you understand everything before the phone is put down. Thank You and the family business thanks you as well.
Mike V. Co-Owner
La Mexicana Tortilla Shop (Restaurant and Retail Store)
"Been doing business for a few years with TJ and he provided exceptional customer service anytime we needed anything not to mention got us the best rates our there and low fees! I highly recommend doing business with him.
Ashley M. Co-Owner
Gimme Some Surgar Bake Shoppe (Bakery & Coffee Shop)
"Both my father and I used First Data through T.J. for our businesses and loved it. T.J. provides incredible customer service and is always available to answer any questions.
Jennifer M. Owner
Jennifer's Hair Salon (Salon)
"T.J. is helpful on a moment's notice. I not only have received this service myself, but a few restaurant owners where I also know that T.J. is the Clover representative--they give the same report. VERY high level of integrity and customer service."
Margaret J. Owner
Marriage Family Therapist (Healthcare)
T.J Valera
Sr. Clover® Regional Sales Director - West Region
T.J. Valera was the 2015 Salesperson of the Year Award.
T.J. Valera is a 2015, 2016, 2017, 2018 and 2020 Chairman's Council/Pinnacle Award Winner.
T.J. Valera has 20 years experience in the Financial Services, Merchant Services, Hardware Payment Solutions and Payments Software Industries.