Fast, flexible financing for your business

Quick and convenient-Clover Capital is a fast, convenient merchant cash advance, repaid through a fixed percentage of your future credit card sales.
Simple to qualify-You must be in business for six months or longer and process a minimum monthly volume of $1,000 in Visa & MasterCard transactions. Additional credit qualifications apply.
Easy payments-Payments are deducted daily from your MasterCard and Visa credit card sales deposits. Repay at the pace of your sales—pay more when your sales go up, less when they’re low.

Let's fund your future

Refresh your space-Renovate your location to enhance your brand and your customers’ experience.
Upgrade equipment-Get the hardware and equipment you need to streamline your space and operations.
Hire more employees-Staff up and invest in the people who’ll help take your venture to the next level.
Open new locations-Expand your reach, extend your footprint, and experience the growth that drives success.
Amplify your marketing-Reach a larger audience with smart, creative marketing initiatives.

NO INTEREST RATE

NO FIXED TERM

NO COLLATERAL

NO PERSONAL GUARANTEE

NO FIXED PAYMENT AMOUNT

NO ACH OVERDRAFT FEES

How Clover Capital works:

If you’re eligible for a Clover Capital, we’ll send you an invitation via email.

1. Select your pre-approved amount

The email invitation we send you presents you with three pre-approved advance amounts to choose from.

2. Get approved

To complete your application, you’ll need to submit a few pieces of documentation. Approval typically takes 1-2 business days.

3. Enjoy flexible terms

Payments are a fixed percentage of sales, not a fixed amount: the daily percentage withheld ranges between 10% and 20%. This means your payments are higher when sales are strong and lower when sales are slow. Applying for more capital is even easier once your business establishes consistent repayment history.